Your asset mix is customized to your goals, risk profile, income needs, and time horizon. We don’t use generic risk models — we build portfolios to reflect your life, not someone else’s template.

We don’t sit still. We actively monitor macroeconomic trends and market shifts to make tactical, research-driven decisions — helping you stay protected in downturns and positioned for growth when opportunity emerges.

Within large-cap equities, our team hand-selects companies from the S&P 500 by evaluating true economic profitability and calculating intrinsic value using discounted cash flow and balance sheet analysis. This rigorous vetting process allows us to own highquality businesses at reasonable valuations — not just chase performance.

Efficiency matters. We use individual stocks, ETFs, and index funds to minimize fees and taxes — keeping more of your returns working for you. We’ll only use mutual funds in specific niches where active management is worth the cost.

With three CFA® Charterholders on our investment committee, you can be confident your portfolio is managed with depth, discipline, and professional rigor. Every decision is made in-house, supported by real research — not gut feelings or outsourced models.